Terms of Use - User Agreement
Visitors to this website should read these terms and conditions carefully.
By accessing this website and any pages thereof, you agree to be bound by the terms and conditions below.
If you do not agree with any part of the terms and conditions below, please discontinue your access.

  1. Ownership
    Philip Day Pte Ltd is the owner and operator of this site. This site, and each of its modules, together with the arrangement and compilation of the content found on this site, is the property of Philip Day Pte Ltd.
    Users of this website are directed to our Copyright Notice, the terms of which are incorporated herein.
  2. Privacy
    Users of this website are directed to our Privacy Statement, the terms of which are incorporated herein. You agree that the terms of such Privacy Statement are reasonable.
  3. Disclaimer Statement
    This website and its content material are provided "as is", and "as available". Philip Day Pte Ltd does not warrant the accuracy, adequacy or completeness of this website and/or its contents, and expressly disclaims liability for errors or omissions in this website and its contents. Therefore, before relying on the content material, users should independently verify its accuracy, adequacy, completeness, relevance for their purposes and that it is up-to-date. No warranty of any kind, implied, express or statutory, is given in conjunction with this website or its contents. In particular, Philip Day Pte Ltd does not warrant that access to this website or any of its contents will be provided uninterrupted or free from errors, or that any identified defect will be corrected; further, no warranty is given that this website and its materials are free from any virus or other malicious, destructive or corrupting code, programme or macro.
  4. Limitation of Liability
    Philip Day Pte Ltd shall in no event be liable for any damages, loss or expense, including without limitation, direct, indirect, special, or consequential damage, or economic loss, arising from or in connection with:(i) reliance on the contents of and/or any information in this website; (ii) any access, use, or the inability to access or use this website; (iii) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and/or; (iv) any use of or access to any other website linked to this website.
  5. Links to and/or from other sites
    This website contains links to other sites which are not maintained by the Philip Day Pte Ltd. Such links are provided for the user's convenience. Philip Day Pte Ltd has not reviewed all of the linked websites and shall not be responsible for the content or privacy practices of any other websites and makes no representation or warranty (whether express or implied) regarding any other websites or the contents or materials on such websites.
    Similarly, other web sites may also link to this site. Philip Day Pte Ltd is not responsible for the content and privacy practices of these other websites.